Compare Car Insurance Quotes in Real Time & Save
Get cheap auto insurance rates side-by-side from $29/mo
Find Affordable Car Insurance Quotes Near You
Drivers across the country are saving on their car insurance by comparing side-by-side rates. See the most recent insurance quotes for various coverage types.
Choose the Right Way to Get Your Car Insurance
Whether you prefer comparing quotes independently or need the guidance of a professional, Affordable Plans offers flexibility, transparency, and savings. Explore your options below:
Do it yourself
Compare quotes, select your policy, and get same-day coverage with just a few clicks.
Live agent assistance
Review your quotes online, then get tailored advice from a licensed insurance agent.
Full Service
Send us your current policy, and our agents will help you find a better fit.
What our customers are saying
No. 1
Insurance Comparison Platform
According to Trustpilot, Shopper Approved, and the BBB
158M+
Quotes Offered
Over 158 million quotes compared by drivers, helping them find the best rates.
$250M
In Savings
Affordable Plans customers have saved up to $1,100 on their premiums, totaling over $250 million in savings.
No. 1
Most Customer Reviews Collected
When compared to other insurance comparison sites, we have the most customer reviews, providing real insights from drivers like you.
51000+
Verified User Reviews
We gather real feedback from verified drivers to help you find the best insurance options.
110+
Insurance Companies Reviewed
We review 110+ insurance companies to ensure you get the best coverage options for your needs.
Not Sure Which Plan Is Right for You? Our Experts Are Standing By.
Mentions licensed advisors, zero cost, zero pressure directly addresses the three fears of an insurance shopper: expertise, cost, and being pushed to buy.
Common Factors That Drive Your Auto Insurance Premium
Insurance premiums are not random. Insurers use actuarial models weighing these factors to price your unique risk profile. Understanding them is the first step to lowering your rate.
How Rates Are Calculated
Weighting varies by insurer and state regulations. This chart reflects common industry trends, not a fixed formula.
Why Choose Us?
Real-Time Support
Whether you have specific questions about coverage or simply want guidance before making a decision, our team is available to assist you through phone and email. We’re here to provide clear answers and practical help so you can move forward with confidence.
No Spam, No Pressure
We believe choosing car insurance should feel straightforward, not overwhelming. That’s why we focus on honest communication and transparent information, helping you make informed decisions without aggressive sales tactics or unwanted follow-ups.
Clear Comparisons
Compare insurance options side by side to identify material differences between providers, including premium, deductible, coverage limits, and core protections. Information is organized for efficient review and consistent evaluation, supporting a clear decision process without unnecessary steps, distractions, or friction.
Multiple Providers, One Simple Flow
Submit details once and access multiple provider options in a single workflow, eliminating repetitive forms across separate sites. This streamlines quote review, reduces input errors, and accelerates evaluation, enabling faster identification of suitable coverage based on price and coverage parameters.